> For the complete documentation index, see [llms.txt](https://incomrwa.gitbook.io/incomrwa-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://incomrwa.gitbook.io/incomrwa-docs/documentation/getting-started/editor.md).

# Market Problem

## Why IncomRWA?

### 1. SMEs face limited financing

* Slow approvals, high interest rates.

### 2. Traditional funders struggle

* Low yields, operational inefficiencies.

### 3. Web3 yield is mostly speculative

* No real-world asset backing.